UNIQUE SOLUTIONS FOR UNIQUE INDIVIDUALS

We are here to help you through all the chapters in your life. As your needs change, we will renovate your plan—from the ground up, if necessary. Financial planning isn’t just about saving and investing. It is also about spending. It is about having money when you need it, so you can do what you want, when you want, for as long as you want. It is the difference between having choices and being the victim of circumstances.

WHAT WE DO

At CWC, we provide both fee-based investment advice and commission-based financial product purchases for a variety of long-term goals. One does not have to buy a product to engage our services. The initial one-hour consultation is free for those considering an engagement. Advice-only sessions are available for a fee. Fees are based on the scope of the engagement and will be fully disclosed and agreed upon prior to entering into the engagement.

Financial Planning

Before you plant a garden, you have to know how much sun the plot will have, how water flows over it, and if the soil can support the plants you want. Your financial plan deserves the same care.

INVESTMENTS

Never put your money into an investment unless you know how you are going to get it out.

RETIREMENT PLANNING

“If you can walk and chew gum at the same time, then you can plan for your retirement while also paying off debt. Time is irreplaceable, so let’s not waste it.” – Martha Catt in response to financial gurus who focus almost exclusively on paying down debt.

SOCIALLY RESPONSIBLE INVESTING

To support your values, we need to know your values.

ESTATE PLANNING

If you already have a Will or Trust, we can assure that it still reflects your stated goals. We can also assure that the registration and beneficiary designations on your investments correspond with the instructions in the Will or Trust. Depending on your final wishes, we may be able to recommend investments that support your wishes more effectively than others.

RISK MANAGEMENT

Generally, there are only two ways to handle risk: avoid risk when you can; or use insurance when you can’t, particularly if the peril would be catastrophic to your family.

EDUCATION & ADVICE

Children learn their spending and savings habits from their parents’ example. Learning about investments and the types of pre- and post-tax accounts can bewilder even seasoned investors, because the choices and rules are always changing.

WHO WE HELP

Catt Wealth Consulting clients are smart people who understand it is wise to engage a guide when entering the ticker tape jungle. CWC does not impose a minimum fee or account size. Most of our clients are referred by other clients.

Whether you are a governmental employee trying to sort through the arcane minutiae of statutory benefits, someone working for a private employer without a user-friendly benefits function, or a socially conscious person looking for investments to match your values, we can help.

We are licensed to work on a fee-for-service, hourly, or commission basis. Talk truly is cheap, because the initial one-hour consultation is free.
Pouring Tea

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